Trust me, this isn't spam.
Found out about these sites via Lifehacker. Nothing for me, but found some long-forgotten uncashed checks for my Dad, an abandoned savings account on my brother's end, and a few things for relatives! Missing money actually found account assets for us in an instant!
http://www.getrichslowly.org/blog/2...nclaimed-money-and-unclaimed-property-online/
In most states, banks, utilities, insurance companies, and investment companies — along with many other businesses — are required to surrender inactive accounts to the state. These accounts are known as “lost”, “abandoned”, or “unclaimed” property. They contain unclaimed money.
Unclaimed property can include things like:
* Forgotten savings accounts
* Uncashed paychecks
* Unclaimed security deposits
* Unused gift certificates (not in all states, obviously)
* The contents of a safe deposit box
* Investments, including stocks and mutual funds
When this property has been legally “abandoned”, it’s turned over to the government, which acts as a custodian until the rightful owners steps forth to claim it. Until then, most states use the proceeds (and the interest earned on the unclaimed money) to help fund operations.
If you can prove that you’re the rightful owner of a particular abandoned asset, you can reclaim it. For free.
* For property held by states, use MissingMoney.com.
* For unclaimed U.S. savings bonds, visit http://www.treasurydirect.gov/indiv/tools/tools_treasuryhunt.htm
* For accounts at a failed bank, visit the FDIC unclaimed funds site. For accounts at failed credit unions, visit the NCUA unclaimed funds site.
* To track down an abandoned defined-benefit pension, check out the government’s Pension Benefit Guaranty Corp missing participant database. If the plan is still active, you’ll need to read this PDF on finding a lost pension. (The Money Adviser article has more info on this subject.)
* To find an unclaimed 401(k) plan, visit the National Registry of Unclaimed Retirement Benefits. You may also want to read the afore-mentioned PDF on finding a lost pension from the PBGC.
* For missing life-insurance proceeds, try MissingMoney.com. The American Council of Life Insurers has some tips for finding a missing policy.
* If you think the IRS owes you money, head over to its website and use the Where’s My Refund? tool. http://www.irs.gov/individuals/article/0,,id=96596,00.html?portlet=8
Found out about these sites via Lifehacker. Nothing for me, but found some long-forgotten uncashed checks for my Dad, an abandoned savings account on my brother's end, and a few things for relatives! Missing money actually found account assets for us in an instant!
http://www.getrichslowly.org/blog/2...nclaimed-money-and-unclaimed-property-online/
In most states, banks, utilities, insurance companies, and investment companies — along with many other businesses — are required to surrender inactive accounts to the state. These accounts are known as “lost”, “abandoned”, or “unclaimed” property. They contain unclaimed money.
Unclaimed property can include things like:
* Forgotten savings accounts
* Uncashed paychecks
* Unclaimed security deposits
* Unused gift certificates (not in all states, obviously)
* The contents of a safe deposit box
* Investments, including stocks and mutual funds
When this property has been legally “abandoned”, it’s turned over to the government, which acts as a custodian until the rightful owners steps forth to claim it. Until then, most states use the proceeds (and the interest earned on the unclaimed money) to help fund operations.
If you can prove that you’re the rightful owner of a particular abandoned asset, you can reclaim it. For free.
* For property held by states, use MissingMoney.com.
* For unclaimed U.S. savings bonds, visit http://www.treasurydirect.gov/indiv/tools/tools_treasuryhunt.htm
* For accounts at a failed bank, visit the FDIC unclaimed funds site. For accounts at failed credit unions, visit the NCUA unclaimed funds site.
* To track down an abandoned defined-benefit pension, check out the government’s Pension Benefit Guaranty Corp missing participant database. If the plan is still active, you’ll need to read this PDF on finding a lost pension. (The Money Adviser article has more info on this subject.)
* To find an unclaimed 401(k) plan, visit the National Registry of Unclaimed Retirement Benefits. You may also want to read the afore-mentioned PDF on finding a lost pension from the PBGC.
* For missing life-insurance proceeds, try MissingMoney.com. The American Council of Life Insurers has some tips for finding a missing policy.
* If you think the IRS owes you money, head over to its website and use the Where’s My Refund? tool. http://www.irs.gov/individuals/article/0,,id=96596,00.html?portlet=8
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