Well, seeing you're going to get $800 for free, perhaps you should do something nice back to someone else? Take that $100 and.... buy canned goods/etc and donate it? You could also go to KB Toys or Toys R Us and wait for a parent with a kid and hear the excuse "We don't have money to buy that." and buy that item for them.. When they're out at their car, give it to them as a surprise. Who knows, make someone other than your own Christmas more merry than it would've been? Life isn't always about you... You could personally touch someone else's life with the minor of things too. There's endless possibilities.