Prepaid Visa card help

[JoyRiderUSA]

I need to put 20 dollars on a prepaid visa gift card. I only want to use it once.

-If I use it once will I be charged the monthly fee?

-When I get it, how do I activate it

-How do I deactivate it

-Someone tell me how to use it for paypal to add the cash to paypal

 

[Beta]

1. There is not a monthly fee with prepaid visa cards. If you buy something that requires a monthly fee, the company who manages the payments will just email you and tell you that it was unable to extract the fee because of insufficient funds.

2. When you get it, chances are you have to activate it by phone, or in some cases via Internet. It comes with instructions telling you how to activate it. Sometimes It doesn't require an activation at all.

3. Never deactivated any of the ones I used, pretty sure there's some info on it in the instructions.

4. You can't extract the funds from the card directly to Paypal. Instead you add it as a new credit card and when you want to buy something you use the Paypal option with the card itself.

 

[JoyRiderUSA]

Nice. But alot of the cards say 3.00 monthly wtf?

 

[Beta]

Nice. But alot of the cards say 3.00 monthly wtf?

Ah yes. Every month the company will take an annual fee for themselves. Don't know why, its business.

 

[lordknight]

walmart prepaid visa have an monthly fee .. so dont go there .. use it like visa credit card on paypal .. does visa work on paypal??

 

[JoyRiderUSA]

What if I dont have money on it....?

 

[Beta]

walmart prepaid visa have an monthly fee .. so dont go there .. use it like visa credit card on paypal .. does visa work on paypal??

Read my first post, yeah

What if I dont have money on it....?

Then it stops working. They can't take whats not there.

 

[TremendousLion]

Yeah, Beta pretty much cleared all that up

 

[lordknight]

they will sent a letter in mail.. asking for so much if u dont pay it ur credit score go down ..perpaid credit cards are for ppl with bad credit or no credit .. cause some credit cards u can get pass the monthly fee.. if u pay on time or pay them off ahead of time

 

[JoyRiderUSA]

they will sent a letter in mail.. asking for so much if u dont pay it ur credit score go down ..perpaid credit cards are for ppl with bad credit or no credit .. cause some credit cards u can get pass the monthly fee.. if u pay on time or pay them off ahead of time

Im 16 I have no Idea what that means...I just wanted to get a gift card visa thing add it to my paypal and pay my friend via paypal. I'll get it towmorrow.

 

[lordknight]

i wont bored u with credit score details.. u can ask ur parents someday..prepaid visa gift card shouldnt hurt u that bad cause u are 16 .... should deactivate after u used the money on it.. if it doesnt just call the 1800 number should be the same number to activate it

 

[Allan]

The ones I buy my cousin, are ready out of the box. They don't ask for ID, they simply want the Card amount and activation fees. (Which is normally 2-3 dollars)

As for using them in Paypal; You need to merge them into your account. If you try buying something without adding it to a account, it'll give you an error.

If you plan on buying tons of cards (And you're Canadian), I would check out the Much Music Mastercard. They're 30$ Canada for first time fee, and 1.50$ for everytime you load money into the card. The Card comes with your full name on it and everything. It's your own Personal credit card, without being 18. The Canadian government even used it as proof that I'm legit.

http://www.muchmusic.com/muchmusiccard/ <--- Is the Web site.

-Allan

 

[JoyRiderUSA]

Got a card. Works great need to wait for 4 digit code from paypal.