Well, no one has really suggested. If I could tell if my car was going to break down any moment irl i'd buy that shit in a heartbeat, but that's not a real thing. No one knows when a tire blows out or engine is going to be an issue other than the common cues of it making noises, smoke coming out..etc. All I can suggest is that driving realistically, not hitting the rails, people, other cars, and or getting your vehicle inspected by mechanics is your best thing you can do for now.
-Summer