I make $1200 a year for taking care of my pets and going to school...

not a problem for me. Lawlz.
Why does Bill Gates need more money when he's already one of the richest men alive? ._.
The only reason I bought an Xbox over a PS3 is because literally all of my friends play on Xbox Live instead of the Playstation Network. You don't have the problem of jtaggers on the playstation, either.
That reminds me, I joined a free-for-all match and ended up getting a message saying "Player kicked." right after my map finished loading and I was no longer level 70, but my prestige had gone up a bunch and my leaderboards got screwed. I don't know why I went from 2nd prestige to like 8th prestige from being kicked and deranked, but hey, it's actually beneficial in a way: less time wasted getting to tenth prestige.
All of my leaderboards are millions into the negatives right now, though...