1. I would say the consensus of a mass is greater than individual experience. yes. Tom's however are a load of nuts.
2. why would you buy something that is already over a year old, and is slower than what a competitor is offering for a similar price? It just doesn't make sense. I personally will probably never buy an Intel desktop processor, but I do not hesitate to recommend them to others because I realize that they are superior at the current time.
3. There are tons of articles. I can link them if you want. OCZ (and other sandforce-based drive manufacturers, ex. corsair) has been having a tough time getting the firmware right on their newer sandforce drives. Now it is ok, but who knows if another issue will pop up, how long will it take them to fix it. Both Crucial and Intel have proven quick and effective at patching flaws in their products.
Again, The numbers with current sandforce drives are with highly compressible data. The second you hit something like a video, or music, your throughput will plummet. It is an effective strategy for many types of data, especially stuff that compresses well. The point I'm trying to make however, is that you can't judge an SSD based on numbers alone. Similar to how you can't judge a processor based on clock speed alone. A 3.8GHz pentium 4 will get the snot beat out of it by a 2.66GHz Core2Duo.
4. Overclocking ram on modern computers is not difficult at all. In-fact, most ram manufactured within the last 5 or so years will more than likely have an appropriate XMP profile in the SPD for it's rated spec. To literally all you have to do is select the speed you want in the bios/EFI
I don't understand why you think 1600MHz ram is a lot more money
For example, this 1600MHz CL9 ram is cheaper than the ram you posted a few pages ago:
http://www.newegg.com/Product/Product.aspx?Item=N82E16820231428
Perhaps you don't like red, and blue is more you thing. Luckilly Kingston makes a nice kit of 8GB 1600MHz ram for the same price as the ram you posted:
http://www.newegg.com/Product/Product.aspx?Item=N82E16820104246