If you don't pay off the credit, the bank will take any money that you earn after the end of the rounds and if you don't have any money, it'll take away your health.
omg is there anyway a eGO admin could delete my account for the bank because i didnt know this and i have no money at all! and i realyy dont wanna lose health so can you get back to me on that but i really didnt know what credit did and it would reeally be helpful if somone would do it i wont even use the bank anymore