Do lots of cardio, it's the only way to get rid of that stubborn belly fat. Second, you need to research some core exercises you can do on the days you don't do cardio. The P90x ab workout is great for building ab muscles. Third, diet is extremely important. Cut out as much sugar/high fructose corn syrup foods that you can. If you want something sweet, fill yourself up with fruit. A favorite snack that usually does the trick for me is a strawberry smoothie.
Suggestions for cardio:
Running (best way)
p90x ab workout:
in & outs
bicycles
crunchy frogs
cross leg sit-ups
fifer scissors
hip rock n' raise
pulse ups
v-up/roll ups
mason twist while holding weights
If you want a copy of my p90x disks, just let me know.
Sit-ups do not actually work your abs, it works your hips. Do crunches to were your lower back barely comes off the ground while keeping your back straight.
Strawberry Smoothie Recipe:
1/2-3/4 cup Dannon Light & Fit Vanilla Yogurt
1 cup Low fat/Soy milk
15 starwberries
4 cubes of ice
Have any more questions, feel free to pm me